Terms of Service

Effective date: September 03, 2025

1. Who we are

GetPrivateInsurance.com is operated by 456 Media LLC (“Company,” “we,” “us,” or “our”). We are a marketing and lead-generation service. We are not an insurance company, agency, or the government Marketplace. We connect consumers with licensed insurance agents and partner agencies (“Partners”) who provide quotes, advice, and enrollment assistance.

2. Acceptance of terms

By accessing or using this site, calling our phone number, or submitting your information, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the site.

3. No professional advice

Content on this site is for general information only. Any plan recommendations are provided by licensed agents or Partners, not by the Company. Always evaluate plan details before enrolling.

4. Communications & consent

By providing your contact information or clicking call, you consent to be contacted by us and our Partners by phone, text, or email, including via autodialed, prerecorded, or artificial voice messages. Consent is not a condition of purchase. Message and data rates may apply. Calls and interactions may be recorded and monitored for quality and compliance.

5. Your responsibilities

You represent that the information you provide is accurate and that you are 18 years or older. You agree not to misuse the site or interfere with its operation.

6. Third-party services

We may link to or integrate services operated by third parties. We are not responsible for their content, policies, or practices.

7. Intellectual property

The site’s content and design are owned by the Company or its licensors and are protected by law. You may not copy, distribute, or create derivative works without permission.

8. Disclaimers & limitation of liability

THE SITE IS PROVIDED “AS IS.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES. WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS RESULTING FROM YOUR USE OF THE SITE OR INTERACTIONS WITH PARTNERS.

9. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates from any claims or losses arising out of your use of the site or violation of these Terms.

10. Changes

We may update these Terms from time to time. The updated version will be posted with a new effective date.

11. Governing law

These Terms are governed by the laws of the State of Florida, without regard to conflicts of law principles.

12. Contact

Questions? Email privacy@getprivateinsurance.com.